Hrkac Group Financial Services offers an Industry-first for Businesses!

What would you do if a key employee was to injure themselves at work or suffer serious illness and is unable to work? How do you protect your business income?

Our dedicated Financial Services team are pleased to be able to now offer clients Key Person Income Protection Insurance.

This insurance has the ability to replace the income that would have been generated by yourself or a key employee.

This can assist in many ways especially in terms of saving you from the potential of losing clients or forfeiting contracts. All without disrupting your business operations.

What could be more beneficial than protecting your business income?

Get in today to see one of our Financial Services team members who are eager to work with you to protect your business.

Please Contact Us via e-mail or phone 03 5221 2355.

Are you looking at purchasing a new or used vehicle over $35,000?

Then get in quick to see our Geelong Finance specialists to grab a great deal, with interest rates at a low 4.99%* (*used vehicle up to three years old)

Not only could you score a competitive deal but it could also be a Tax Planning advantage if purchased before the End of Financial Year!

Want to know how a vehicle purchase can benefit you when it comes to Tax? Why not come in and discuss with one of our experienced Geelong Accounting team members.

So act now! Please contact one of The Hrkac Group Geelong Finance specialists today via Contact Us, email or phone 03 5221 2355.

Proposed reduction in Victorian Payroll Tax from 1st July, 2014 from 4.90% to 4.85%.

Geelong’s The Hrkac Group Accounting team are always up to date with our knowledge of the Victorian State Payroll Tax legislation. Geelong’s The Hrkac Group can help with your Payroll Tax needs including assisting with preparation of your annual Payroll Tax Returns due on the 21st July, 2014. With our excellent Taxation Services team you’ll be more than pleased with yourself that you choose The Hrkac Group.

Geelong’s leading Finance and Conveyancing team can also assist with reviewing your first home buyer finance eligibility. We can also discuss and assist with all your conveyancing needs to ensure you receive the maximum outcome.

Please don’t hesitate to Contact Us via e-mail or phone 03 5221 2355 if you have any queries.

Planning is essential for you to achieve the optimal Tax outcome.

The Hrkac Group, located in the heart of Geelong, is ready to assist with all your Tax Planning needs.

There is still a little time left to take advantage of any Tax Planning strategies that may be applicable to you before another Financial Year comes to a close. However we suggest that you act now to have any strategies in place well before the 30th June.

So act now! Please contact one of The Hrkac Group Geelong Financial Services specialists today via Contact Us, email or phone 03 5221 2355.

When was the last time you checked your Home Loans and Residential Investment Finance loan rates? With rates at their lowest levels in recent history, now may be the time to fix your Interest rate on your loan.

Did you realise a one per cent increase in your Interest rate, on a $300,000 loan, equates to an increase in your monthly interest repayments and therefore the bank taking an extra $250 a month from your pay. Can you afford to be exposed to this risk?

If not, Geelong’s Finance Specialists at The Hrkac Group can assist you with reviewing your fixed rate options.

This could include switching to the National Australia Bank (NAB) for following fixed rate options, or any of our other 20+ lenders offering similar rates.

NAB announced on Monday 3^rd March 2014 that the bank had cut two-year fixed rates from 4.89 per cent to 4.84 per cent, three-year fixed rates from 5.13 per cent to 5.06 per cent and five year fixed rates from 5.79 to 5.69 per cent.

According to NAB, the two-year fixed rate is now the lowest it has been in more than 20 years.

NAB’s group executive for personal banking, Gavin Slater, said the bank was a market leader when it came to rates.

“NAB is committed to driving competition in the banking industry and providing our customers with the best products and great service because what’s good for our customers is good for our business,” he said.

“We have seen increased demand for fixed-rate home loans in the past 12 months, so we know many homeowners are looking for certainty, whether they are investors or first home buyers, and NAB is offering that through these market-leading fixed home loan rates.”

Please contact one of The Hrkac Group Geelong Finance specialists today via Contact Us, email or phone 03 5224 2366.

John Hrkac (B.Com, FIPA) is proud to announce The Hrkac Group Accountants is celebrating its 20 year anniversary of supporting Geelong and the wider community.

When The Hrkac Group Accounting firm commenced 20 years ago, he never imagined he would be running such a successful Geelong Accounting, Taxation Services and Business Services (Advisory) business with over 3000 clients.

It began as a small accounting firm and has since grown to include Financial Services, Finance and Conveyancing, supporting some 18 staff locally.

The Hrkac Group look forward to supporting you with all your Accounting, Financial Services, Finance and Conveyancing needs for many years to come.

Please take control of your financial future by meeting with a member of The Hrkac Group today. Make an appointment via Contact Us, email or phone 03 5224 2366.

Welcome to the year 2014! Well Financial Year anyway!

This time of year can be quite stressful for a lot of people but we are here to make things as quick and simple as possible!

Our dedicated team of Geelong Taxation Services professionals at The Hrkac Group Accountants is enthusiastic about what the new Financial Year can bring for our clients.

Our professional Taxation Services team can help with all forms of Taxation requirements including Personal Tax Returns, Business Taxation Returns and Self-Managed Superannuation Funds.

To ensure you get the best result possible for your Business or Personal Tax Return, please Contact Us now at The Hrkac Group Taxation Services and Tax Planning Team.

With the New Financial Year just around the corner, it is important to get your Tax Planning organised in order to maximise your time and money.

Some things considered when Tax Planning are Tax deferral strategies, Superannuation obligations, GST and Fringe Benefits Tax (FBT) advice, PAYG Withholding obligations, Salary Packaging, maximising refunds and minimising liabilities… and that’s just the start!

Our dedicated team of Geelong Taxation Services at The Hrkac Group Accounting division is eager to work with you for a smooth transition into the 2014 Financial Year! Please Contact Us now at The Hrkac Group.

Geelong Finance brokers and Conveyancing teams at The Hrkac Group were pleased with Interest Rate Reduction announcement.

The Geelong Finance and Conveyancing team is pleased that just moments after the Reserve Bank Australia (RBA) announced it would cut the official cash rate by 25 basis points, two of the majors have announced they will pass on the full rate cut to borrowers.

In an announcement on its Twitter feed, National Australia Bank said it would cut its standard variable rate by 25 basis points. CBA has also just announced that they are passing on the full 0.25% reduction. The rate cut takes NAB’s SVR to 6.13 percent and CBA’s to 6.15 percent. More are expected to follow.

This is the first time in a long time that any of the majors have chosen to pass on the RBA’s rate cut in full.

Contact Us now at The Hrkac Group Finance Broker team to review your business and personal loans and ensure you are benefiting from the low official cash rate.

Geelong Finance team partners up with leading Vehicle and Equipment Finance business.

The Geelong Finance team at The Hrkac Group is pleased to announce we have recently partnered with one of Australia’s largest car and equipment finance brokers.

This partnership now allows us to provide our clients with the most competitive finance rates from Australia’s “largest panel of leasing & equipment finance lenders”.

Whether you are looking for Car Loans, Finance Lease, Commercial Hire Purchase, or a Chattel Mortgage, we can now assist you.

So if you are in the market for a new car or perhaps considering a purchase in the future, please do not hesitate to contact the Geelong Finance Team at The Hrkac Group to organise an obligation-free quote today!

Whether you are buying your first house or your fifth house, your dream home or investment property for future financial security, our in house Geelong Conveyancer is here to help every step of the way with advice and efficient and friendly service… always going that extra step to make sure things run smoothly.

As a full-service office, our conveyancing services now extend to cover business sales and purchases as our licensed conveyancer has the qualifications and experience to assist in those areas of conveyancing also.

Advice regarding government grants and concessions is also available and our in-house Geelong finance department completes the full gamut of services needed to make your next purchase or sale a stress-free one…

Recently the staff at The Hrkac Group participated in the Multi-Sport Festival in Geelong.

The event saw staff from Accounting, Financial Services & Finance complete in either the 5km or 10km fun walk/run events.

It was a great team bonding event and a sense of personal satisfaction for everyone to complete the course.

As a result, we are hoping we may be able to participate in a similar event as a team later in the year.