The Hrkac Group Car Buying Service

The Hrkac Group has access to a Car Buying Service for both Corporate and Private car buyers with an impartial, cost-effective, and stress-free solution for purchasing your new motor vehicle. An average car purchase takes approx. 40 hours from start to finish, this service can eliminate all that stress.

The process is, we get to understand the client’s new vehicle requirements and can offer suggestions if required. We arrange a test drive at your local dealership in the chosen vehicle or it can be brought to your home or workplace without any obligation to buy. We handle all the price negotiations with our preferred dealers to ensure the exact vehicle you want at the very best price.

We can sort out your trade-in also to obtain the best price. We arrange the paperwork, car accessories, and registration. We can deliver the car to your home or work and we can take you through your new vehicle. If you prefer, your car can be picked up at the dealership. There are no fees for this service. You pay the best price that has been negotiated for your new vehicle.

Should you, your staff, family, or friends like further information, contact The Hrkac Group Finance Department, on 5221 2355 or email We have had multiple clients use it so far and it has saved them time and stress and as a result, they have recommended it to others already.

So for borrowers, what are our alternatives?

On Wednesday evening, Westpac announced their intention to increase the interest rate on their owner-occupier and investor loans by 0.2% and the likelihood of the other major lenders following suit is quite high.

With this decision affecting those with personal loan, investment loans and business loans alike, it begs the questions; what is our alternative to the major lenders?

Well, the Finance division at the Hrkac Group Geelong can help! We have been provided with some very attractive alternatives to the major lenders with application and annuals fees being waived, interest rates reduced to record lows and cash rebates for refinancing on offer, there are thousands of dollars to be saved every year!

There has never been a better time to come in and see our Loan specialists at the Hrkac Group. We will review your current loan and help you understand the best possible options available to you, all free of charge!

Contact us today to find out how to make the most of these great offers and beat the 0.2% rise!

The Reserve Bank of Australia has announced the result of its monthly board meeting.

The official cash rate has been reduced to a new record-low of 2.25 per cent after being left on hold at 2.5 per cent since August 2013.

The Reserve Bank’s decision has come as a surprise: a survey of 30 economists and commentators found that 28 expected the cash rate to remain unchanged.

However, a rate cut is hardly a shock given the weight of speculation that has occurred since the last board meeting on December 2.


If you have any questions regarding these announcements, feel free to contact our Finance Team.

Have you been putting off buying that new vehicle because the interest rates are just too high?

Did you miss our previous Finance offer of low interest rate of 4.99% for vehicles (up to three years old) over $35,000?

Then get in quick to see our Geelong Finance specialists to grab a great deal, with interest rates at a low 4.99%* (*used vehicle up to three years old)

This offer has been extended for a short-time only!

But what if you are looking for a vehicle that’s over $60,000? Don’t worry, The Hrkac Group Finance has a low interest rate for you, too! At a low 4.89%  for vehicles up to three years old. There is no better time than now!

You don’t see interest rates this low everyday, so act now!

Please contact one of The Hrkac Group Geelong Finance specialists today via Contact Us, email or phone 03 5221 2355.

Are you looking at purchasing a new or used vehicle over $35,000?

Then get in quick to see our Geelong Finance specialists to grab a great deal, with interest rates at a low 4.99%* (*used vehicle up to three years old)

Not only could you score a competitive deal but it could also be a Tax Planning advantage if purchased before the End of Financial Year!

Want to know how a vehicle purchase can benefit you when it comes to Tax? Why not come in and discuss with one of our experienced Geelong Accounting team members.

So act now! Please contact one of The Hrkac Group Geelong Finance specialists today via Contact Us, email or phone 03 5221 2355.

When was the last time you checked your Home Loans and Residential Investment Finance loan rates? With rates at their lowest levels in recent history, now may be the time to fix your Interest rate on your loan.

Did you realise a one per cent increase in your Interest rate, on a $300,000 loan, equates to an increase in your monthly interest repayments and therefore the bank taking an extra $250 a month from your pay. Can you afford to be exposed to this risk?

If not, Geelong’s Finance Specialists at The Hrkac Group can assist you with reviewing your fixed rate options.

This could include switching to the National Australia Bank (NAB) for following fixed rate options, or any of our other 20+ lenders offering similar rates.

NAB announced on Monday 3rd March 2014 that the bank had cut two-year fixed rates from 4.89 per cent to 4.84 per cent, three-year fixed rates from 5.13 per cent to 5.06 per cent and five year fixed rates from 5.79 to 5.69 per cent.

According to NAB, the two-year fixed rate is now the lowest it has been in more than 20 years.

NAB’s group executive for personal banking, Gavin Slater, said the bank was a market leader when it came to rates.

“NAB is committed to driving competition in the banking industry and providing our customers with the best products and great service because what’s good for our customers is good for our business,” he said.

“We have seen increased demand for fixed-rate home loans in the past 12 months, so we know many homeowners are looking for certainty, whether they are investors or first home buyers, and NAB is offering that through these market-leading fixed home loan rates.”

Please contact one of The Hrkac Group Geelong Finance specialists today via Contact Us, email or phone 03 5224 2366.

Geelong Finance team partners up with leading Vehicle and Equipment Finance business.

The Geelong Finance team at The Hrkac Group is pleased to announce we have recently partnered with one of Australia’s largest car and equipment finance brokers.

This partnership now allows us to provide our clients with the most competitive finance rates from Australia’s “largest panel of leasing & equipment finance lenders”.

Whether you are looking for Car Loans, Finance Lease, Commercial Hire Purchase, or a Chattel Mortgage, we can now assist you.

So if you are in the market for a new car or perhaps considering a purchase in the future, please do not hesitate to contact the Geelong Finance Team at The Hrkac Group to organise an obligation-free quote today!