Geelong’s Finance Specialists can assist you with switching to a fixed rate option for your Home Loans and Residential Investment Finance Loan

When was the last time you checked your Home Loans and Residential Investment Finance loan rates? With rates at their lowest levels in recent history, now may be the time to fix your Interest rate on your loan.

Did you realise a one per cent increase in your Interest rate, on a $300,000 loan, equates to an increase in your monthly interest repayments and therefore the bank taking an extra $250 a month from your pay. Can you afford to be exposed to this risk?

If not, Geelong’s Finance Specialists at The Hrkac Group can assist you with reviewing your fixed rate options.

This could include switching to the National Australia Bank (NAB) for following fixed rate options, or any of our other 20+ lenders offering similar rates.

NAB announced on Monday 3^rd March 2014 that the bank had cut two-year fixed rates from 4.89 per cent to 4.84 per cent, three-year fixed rates from 5.13 per cent to 5.06 per cent and five year fixed rates from 5.79 to 5.69 per cent.

According to NAB, the two-year fixed rate is now the lowest it has been in more than 20 years.

NAB’s group executive for personal banking, Gavin Slater, said the bank was a market leader when it came to rates.

“NAB is committed to driving competition in the banking industry and providing our customers with the best products and great service because what’s good for our customers is good for our business,” he said.

“We have seen increased demand for fixed-rate home loans in the past 12 months, so we know many homeowners are looking for certainty, whether they are investors or first home buyers, and NAB is offering that through these market-leading fixed home loan rates.”

Please contact one of The Hrkac Group Geelong Finance specialists today via Contact Us, email or phone 03 5224 2366.

John Hrkac (B.Com, FIPA) is proud to announce The Hrkac Group Accountants is celebrating its 20 year anniversary of supporting Geelong and the wider community.

When The Hrkac Group Accounting firm commenced 20 years ago, he never imagined he would be running such a successful Geelong Accounting, Taxation Services and Business Services (Advisory) business with over 3000 clients.

It began as a small accounting firm and has since grown to include Financial Services, Finance and Conveyancing, supporting some 18 staff locally.

The Hrkac Group look forward to supporting you with all your Accounting, Financial Services, Finance and Conveyancing needs for many years to come.

Please take control of your financial future by meeting with a member of The Hrkac Group today. Make an appointment via Contact Us, email or phone 03 5224 2366.

Welcome to the year 2014! Well Financial Year anyway!

This time of year can be quite stressful for a lot of people but we are here to make things as quick and simple as possible!

Our dedicated team of Geelong Taxation Services professionals at The Hrkac Group Accountants is enthusiastic about what the new Financial Year can bring for our clients.

Our professional Taxation Services team can help with all forms of Taxation requirements including Personal Tax Returns, Business Taxation Returns and Self-Managed Superannuation Funds.

To ensure you get the best result possible for your Business or Personal Tax Return, please Contact Us now at The Hrkac Group Taxation Services and Tax Planning Team.

With the New Financial Year just around the corner, it is important to get your Tax Planning organised in order to maximise your time and money.

Some things considered when Tax Planning are Tax deferral strategies, Superannuation obligations, GST and Fringe Benefits Tax (FBT) advice, PAYG Withholding obligations, Salary Packaging, maximising refunds and minimising liabilities… and that’s just the start!

Our dedicated team of Geelong Taxation Services at The Hrkac Group Accounting division is eager to work with you for a smooth transition into the 2014 Financial Year! Please Contact Us now at The Hrkac Group.

Geelong Finance team partners up with leading Vehicle and Equipment Finance business.

The Geelong Finance team at The Hrkac Group is pleased to announce we have recently partnered with one of Australia’s largest car and equipment finance brokers.

This partnership now allows us to provide our clients with the most competitive finance rates from Australia’s “largest panel of leasing & equipment finance lenders”.

Whether you are looking for Car Loans, Finance Lease, Commercial Hire Purchase, or a Chattel Mortgage, we can now assist you.

So if you are in the market for a new car or perhaps considering a purchase in the future, please do not hesitate to contact the Geelong Finance Team at The Hrkac Group to organise an obligation-free quote today!

Recently the staff at The Hrkac Group participated in the Multi-Sport Festival in Geelong.

The event saw staff from Accounting, Financial Services & Finance complete in either the 5km or 10km fun walk/run events.

It was a great team bonding event and a sense of personal satisfaction for everyone to complete the course.

As a result, we are hoping we may be able to participate in a similar event as a team later in the year.

Recently for Christmas 2012 – the staff of The Hrkac Group Accountants and Financial Services decided that instead of holding a Kris Kringle through their Social Club which is called FIFA, that they would instead donate money to the BayFM Bethany Giving Tree Appeal.

Through this effort over $200 was raised, allowing for some children in Geelong the experience of receiving a Christmas gift, when otherwise they may have missed out.

It is amazing the feeling you can receive from the gift of giving and the knowledge you have made someone smile….

The staff has other ideas in tow so we will update you on these as they occur…

Accountants Geelong – why you have found the right one

Are you looking for an accountant? If so, we believe you need a qualified professional who not only has all the financial nous necessary to provide financial services but someone who will listen. The HRKAC group provides clients with professional and empathetic accountants Geelong who are trained to deal with either domestic or commercial financial decisions.

A recent accounting article in The Age highlighted the main points to look out for when looking for an accountant. Your accountant should be able to provide for your current needs whether this is tax compliance, account and financials as well as your future needs. This is where your accountant needs to implement both a short-term and long-term plan. Your accountant should be qualified, professional, and have positive referrals either on a website or by word of mouth.

This is why we believe you have found the right Geelong accountant for you. We listen, we plan we work with individuals or businesses, we are proven professionals.

How Our Financial Planners Geelong Can Help You Have a Better Life

Why do we need a financial planner? Put simply, to have a better life. We either navigate our way through our own finances to work out the best way to achieve this or, we employ professional financial planners who are qualified, trained and well versed in the best ways to plan for your future. And your financial planners Geelong are the HRKAC team.

A recent Forbes article aptly stated that the real point of good financial planning “isn’t to have more money, but a better life”. This sentiment rings true as we work towards a work/life balance that is possibly the best reward at the end of the day.

Your financial plan must be a plan that fits in with where you are in your life. It must be structured around where you are placed now financially as well as working towards you obtaining the goals you seek. Our Geelong financial planners will work with you to discuss more than just the numbers. We want to know who you are, what you want and why. This is how we work with you to achieve the number on aim of us all – a better life.

Geelong’s Financial Planning Specialists

The problem with most accountants is… they’re just accountants. And by that we don’t mean JUST accountants – we mean they only provide accounting services – nothing else.

Everyone, no matter whether you’re in business or an individual, should not see accounting as their only form of financial management.

Most of us have an accountant because most of us pay taxes and need to submit our tax returns to the ATO. But unfortunately, not everyone has a good Geelong accountant AND a financial planner, whose role is to help you achieve your future financial goals, not just go over what’s happened in the past year.

That’s the major strength of our organisation. The HRKAC Group can assist you with accounting services such as financial recording, taxation returns, and tax planning – and we can also assist you in thinking about your financial future with the help of our qualified, professional financial planners.

There are many investment strategies available for our clients regardless of their level of income because financial planning isn’t just for those with a lot of money sitting in the bank, it’s also about giving people on modest incomes strategies to get financially ahead for a brighter future.

So instead of just looking at your financial past, why not look at your financial future with the Geelong financial planners at the HRKAC Group.